Homeowner's Insurance

Securing home insurance is a critical part of home ownership and consists of various types of coverage that help pay to repair or replace your home and belongings if they are damaged or destroyed by fire, theft, vandalism, or other covered events. At Southern Insurance Group, our insurance specialists have access to many top-rated companies to provide the best combination of quality service, custom coverage and competitive pricing.

Auto Insurance

Your vehicle can be a costly investment with considerable exposure to many potential losses that are beyond your control. The companies we represent provide a wide range of auto insurance products at a fair price. We will work with you one-on-one to find a policy that keeps you and your drivers protected for peace of mind while driving. Auto policies consist of many coverages, such as bodily injury, property damage, collision, comprehensive coverage, uninsured motorist, medical payments, rental coverage, roadside assistance/towing, and more—we can help you understand these terms and how much coverage is right for you. How we serve you is just as important as the products we provide.

Renters Insurance

Whether you live in a rented house, apartment or dorm room, renters insurance will provide coverage for both you and your possessions in the event of a loss. At Southern Insurance Group, we help you choose the insurance coverage that best fits your needs. Although renters insurance is not typically required, it is unlikely that a landlord’s insurance policy will pay to replace your personal belongings; therefore, it is just as necessary to have a policy to protect your personal belongs along with temporary housing and liability coverage in the event of a loss.

Condominium Insurance

Condominium insurance is a mixture of the better-known landlord insurance and renters insurance, but is specifically designed for your particular condo. Condo owners are generally responsible for the interior of their unit—from the drywall in. Interior items such as floors, walls, cabinets and fixtures are not covered by the condo association and would require a separate policy for coverage.

Motorcycle Insurance

While you are on the road chasing the sunset, you need insurance that works hard to protect your adventurous spirit as you enjoy the freedom and excitement of the open road. You can ride easy, knowing Southern Insurance Group will provide smart, customized coverage.

Personal Umbrella Insurance

Personal umbrella policies are designed to provide extra liability coverage over and above any other policies you might hold. It is a great way to protect yourself from a lawsuit that not only can impact your current assets, but also your future earnings. The cost is minimal compared to the comfort knowing you are covered.

Watercraft Insurance

Float easy, knowing your insurance specialist has customized an insurance policy just right for your watercraft. Whether you own a paddle boat or power boat, we will find you comprehensive protection that covers you, your friends and family, your watercraft and your boating equipment. For the first-time boater or experienced captain, it is important that you have proper coverage for your vessels. While out on the water with friends or enjoying a relaxing day of fishing, take comfort in knowing that you are properly insured.

Individual Life Insurance

While no one wants to think of passing away, life insurance can relieve your family of financial burden in the event of your passing. Choices can be overwhelming and our insurance specialists can help make the decision easier for your situation. You can’t put a dollar amount on your family, but you can ensure their future is protected. As your life changes, your life insurance should evolve—getting married, having a baby, purchasing your first home, starting a new business or retiring all warrant a review of your current coverages.